The Ford Finance Center at Bushnell Ford in Lodi WI

It's great that you can not only shop for a new Ford at Bushnell Ford in Lodi, WI, but you can also count on us to provide you with the financing you need to drive that new Ford home. We have finance specialists who are knowledgeable about both loans and leases and we know how to take good care of families who live in Sun Prairie and Waunakee, WI. When you shop for your loan at the same place where you buy your vehicle, you'll find that the entire process is simple, transparent and much more streamlined.

Some of the advantages of getting a new car loan

We believe the most attractive form of financing for the vast majority of people is a car loan. When you get a loan, you're building cash value - or equity - in the car you're buying. That's real money that has your name on it and it can turn into thousands of dollars worth of cash value over the years. It's like driving a savings account every day and it's one that you keep building with every monthly car payment. All that cash value can help you buy your next new or used Ford model and that's a major advantage you can't get with a lease.

Another big benefit of a car loan is that you can someday own that vehicle. That's another advantage that a lease can't give you. Last but not least, with a car loan, you have no restrictions on the number of miles you can drive and you can modify that vehicle any way you want. Those are some of the other benefits you can't get with a lease.

Advantages of financing a new Ford with a lease

The other form of financing that some people consider is getting a new Ford with a lease. With a lease, your initial payment will be less than the down payment required for a car loan. In addition, your monthly payment will be lower than what you would pay with a car loan for the same vehicle. At the end of the lease, you simply bring your Ford model back to us and you won't have to worry about selling it. That's because, with a lease you don't own the vehicle. You are, in effect, just renting it so you aren't building up any cash value.

Comparing a loan and a lease

If you want to be in a stronger, long-term position, we tell customers from DeForest and Prairie du Sac WI that a car loan is a much better decision. Because it allows you to build up cash value over the years, you aren't just giving all your transportation money to someone else and saying goodbye to it forever. What's more, a loan gives you the chance to someday own that vehicle and say goodbye to monthly car payments. In short, a loan has many advantages over a lease.

On the other hand, if you are in a temporary cash crunch and need to maximize your monthly cash flow, a lease is a way to do that. Leasing a new Ford helps give your family more money every month but frankly, it's not something you should do over the long run. A lease is a simple way to get the newest styles and features every few years, but the sooner you can save up enough to get a car loan, you're nearly always better off.

Used vehicle financing

If you want to finance a used vehicle, once again the best way to do that is with a car loan. Buying a used vehicle is actually another very wise financial decision because we have such outstanding pre-owned models and with proper care, they can last for many more miles. Talk to a specialist in our finance center to learn more at Bushnell Ford in Lodi WI.

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Bushnell Ford Inc.

205 S Main & Sodders Street
Directions Lodi, WI 53555

  • Sales: (608) 592-3276
  • Service: (608) 592-3276
  • Parts: (608) 592-3276

Finance Hours

  • Monday 8am-5:30pm
  • Tuesday 8am-5:30pm
  • Wednesday 8am-5:30pm
  • Thursday 8am-5:30pm
  • Friday 8am-5:30pm
  • Saturday 8am-1pm
  • Sunday Closed